Lee County Four Point Inspections
Need a four point inspection in Lee County? A licensed local 4-point inspector covering Cape Coral, Fort Myers, and all of Lee County. Next-day reports, free quote.
If you own an older home in Lee County, odds are good you’ll run into a four point inspection sooner or later — and there’s a simple reason for that. Roughly 73% of all the housing in Lee County is more than 20 years old, and once a home passes that 20-year mark, most Florida insurance companies want a 4-point inspection before they’ll write or renew a policy. Three out of four homes around here fit that description.
I’m a licensed inspector based right here in Lee County, and the four point inspection is one of the two services my company offers (wind mitigation being the other). I cover the whole county — Cape Coral, Fort Myers, North Fort Myers, Bonita Springs, Estero, Lehigh Acres, Fort Myers Beach, Sanibel, Captiva, and out to Pine Island and St. James City.
What a four point inspection actually is
A 4-point inspection is a focused look at the four systems your insurer cares most about: the roof, the electrical, the plumbing, and the HVAC. It’s not a full home inspection — it’s a targeted snapshot of the systems most likely to turn into an expensive claim, which is exactly what an insurance company wants to see before taking on an older home.
You’ll usually be asked for a four point inspection when you’re:
- Shopping for a new insurance policy or getting requoted
- Switching carriers after a rate hike or a non-renewal
- Buying an older Lee County home and lining up coverage before closing
- Renewing with a company that’s tightened its requirements
If your home is newer than about 20 years, there’s a decent chance you won’t need one at all — worth checking before you book anything.
Done right, and back to you the next day
I write your 4-point up accurately, with clear photos of each of the four systems, and get you the finished PDF the next business day — ready to forward straight to your agent. Because I do these constantly, I know what an underwriter is looking for and how to document it so your report gets accepted the first time instead of bounced back.
If you want the full, system-by-system breakdown of what a four point inspection covers — and the red flags that can trip up a report — I keep all of that over at 4-point.info. And if your Lee County home also needs a wind mitigation inspection (a lot do, especially if you’re re-shopping insurance), we can knock both out in one visit.
Find out what your inspection will cost
The simplest way to start is a free online estimate. Tell me a little about your home and I’ll tell you exactly what you need and what it’ll cost — about ten minutes, no obligation.
Get Your Free 4-Point Estimate We Will Reply in 10 Minutes or Less→
Simply Answer a few quick questions and we will email your quote in under 10 minutes. No High Pressure Sales Calls or Spam Email Lists, No Obligation.
Do I need a four point inspection in Lee County? Quite possibly. Roughly 73% of Lee County homes are more than 20 years old, and once a home passes 20 years most Florida insurers require a 4-point before writing or renewing a policy — so if you’re shopping, switching, or buying an older home, you’ll likely need one.
What areas of Lee County do you cover? All of it — Cape Coral, Fort Myers, North Fort Myers, Bonita Springs, Estero, Lehigh Acres, Fort Myers Beach, Sanibel, Captiva, and out to Pine Island and St. James City.
What does a Lee County four point inspection check? The four systems insurers care about most: the roof, electrical, plumbing, and HVAC. It’s a focused snapshot of their condition — not a full home inspection.
How fast will I get my report? The next business day, as a PDF ready to send to your insurance agent.